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Pick 'n Save/Metro Market Rewards
World Elite Mastercard^®

Benefits
FAQs
My Account
Contact Us
- Online Banking
- Login
Apply Now

Pick 'n Save/Metro Market Rewards World Elite Mastercard® Cardmembers
Earn Cash Back with
every eligible net purchase¹

Apply Nowfor the Pick 'n Save/Metro Market Rewards World Elite Mastercard®

Get a decision in as little as 60 seconds.

up to
5% Cash back

on mobile wallet and Kroger Pay transactions²

3% Cash back

on dining and fuel for the first $6,000, then 1% thereafter.

2% Cash back

Inside of our Stores

1% Cash back

Outside of our Stores

Earn $100 in Statement Credits when you apply, get approved and spend $500 on your Pick 'n Save/Metro Market Rewards World Elite Mastercard^® on eligible purchases³ the first 90 days
Earn a FREE Next-Day Delivery Boost Membership for a year ($59 value)⁴
No annual fee.
Earn Cash Back with every eligible net purchase¹

Calculate how quickly you earn CASH BACK!*

Enter what you spend monthly:

Kroger Pay Purchases
Earn up to 5% Cash Back

Other Mobile Wallet Purchases
Earn up to 5% Cash Back

Fuel & Dining
Earn up to 3% Cash Back

Kroger Stores
Earn 2% Cash Back

Purchases Everywhere Else
Earn 1% Cash Back

Potential Annual Earning of 78,000 Rewards Points. Potential Annual Rewards of 660 dollars cash back. Potential Annual Earning:

66,000 Rewards
Points

Potential Annual Rewards:

$660 cash
back

*Chart represents example only

Pick 'n Save/Metro Market Rewards World Elite Mastercard^®

Apply now

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¹ Subject to credit approval. Cash Back rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are considered to be Purchases and eligible to earn rewards, such as transactions posting as Convenience Checks; Balance Transfers; Advances (including ATM withdrawals, wire transfers, traveler's checks, money orders, foreign cash transactions, betting transactions, and lottery tickets); interest charges and fees; credit insurance premiums; and transactions to (i) fund certain prepaid card products, (ii) buy currency from the U.S. Mint, or (iii) buy cash convertible items. Rewards expire after 36 months. Rewards are only available for redemption if your Account is open and in good standing (not past due or overlimit). Purchases qualify for cash back based on how merchants choose to classify their business and we reserve the right to determine which purchases qualify. Rewards can be redeemed via Real-Time Rewards when you make an eligible purchase of $10 or more at Kroger Family of Companies or via statement credit when you have earned a minimum of 1,000 Rewards Points (worth $10). Rewards can be redeemed via Kroger Family of Companies Gift Cards when you have earned a minimum of 2,500 Rewards Points (worth $25). Upon approval, see your Cardmember Agreement for details.

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² Kroger Pay non-fuel transactions earn 5% cash back on the first $3,000 in purchases each calendar year and 2% on amounts above that. Kroger Pay transactions at Fuel Centers, combined with any dining transactions, earn 3% on the first $6,000 spent each calendar year and 1% on amounts above that. Mobile wallet transactions (excluding Kroger Pay) earn 5% on the first $3,000 in purchases each calendar year and 1% on amounts above that, regardless of where the transaction was made, including Kroger Family of Companies locations. "Mobile wallet" is defined as the method of paying for a transaction by use of a mobile device (in a store, in-app or online) and includes Apple Pay®, Samsung Pay, Google Pay™, Garmin Pay™ and LG Pay®. If a Kroger Pay or Mobile Wallet transaction might also qualify as a rewards category transaction, then the card issuer has sole discretion on how to categorize the transaction.

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³ Offer applies to new cardmembers only. For a limited time only. Subject to credit approval. Must submit application, be approved for the Pick 'n Save/Metro Market Rewards World Elite Mastercard^® and spend $500 in net purchases within 90 days of account opening to automatically earn the $100 cash back. Net purchases are purchases minus credits and returns. The $100 cash back will be applied as a statement credit on your Account. Please allow 6-8 weeks after the promotion period for your $100 statement credit to be credited to your Account. Your Account must be open and in good standing to receive this bonus. Upon approval, please refer to your Cardmember Agreement for additional information.

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⁴ Boost offer applies to new credit cardmembers who apply and are approved for the Kroger Family of Companies Rewards World Elite Mastercard®. Must enroll for Boost Membership and provide payment information to activate your membership and receive free one-year Next-Day Boost membership. If you choose the $99/year Same-Day Boost membership, you will receive a $59 waiver upon enrollment. Upon expiration of free membership period, you will be charged for an annual membership unless canceled prior to the end of free membership period. An annual membership currently costs $59/year for the Next-Day Membership and $99/year for the Same-Day Membership, but the cost of the yearly membership is subject to change. You can cancel any time before the end of the first year of membership by visiting your membership page. If you decide to cancel, your current Boost benefits will be available until the end of your membership period. Only one free Boost membership per household. Current Boost members must re-enroll to redeem Boost membership and you will receive complimentary one-year membership in the Boost program after current Boost membership expires. Offer cannot be used for payment of current Boost membership. See the Kroger Family of Companies website for more information regarding Boost membership.

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Pick 'n Save/Metro Market Rewards World Elite Mastercard® Cardmembers Earn Cash Back withevery eligible net purchase1

Calculate how quickly you earn CASH BACK!*

Pick 'n Save/Metro Market Rewards World Elite Mastercard®

Pick 'n Save/Metro Market Rewards World Elite Mastercard® Cardmembers
Earn Cash Back with
every eligible net purchase¹

Pick 'n Save/Metro Market Rewards World Elite Mastercard^®